Episode No. 50

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Episode No. 50

           Listen To The Podcast On

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In this episode of the Share The Wealth Show, Albrey Grimsley shares her wealth of knowledge about treasury management, index options, building a bank educational network, and so much more!


Albrey is CEO of Life Legacy Capital, which is a privately held investment company, as Commercial Real Estate investor and Managing Partner at Synergy Paradigm Capital, she has gained a wealth of knowledge in commercial real estate acquisitions and asset management. This has led to extensive operating knowledge and intimate understanding of each of the submarkets in which SPC acquires property. In addition, this allows SPC to identify underperforming assets and solve the root issues that represent a significant value-add play as investors.


In addition to being an entrepreneur, she has a strong background in facility management, real estate, education, and sports. She is well-versed in nonprofit capital leadership, mentorship, public speaking, event hosting, and commercial real estate investments. She is the owner of the nonprofit, Like It R Love It Inc, which houses the L.I.F.E Sports Academy program and operates in several locations within the United States and abroad.


Her passion for adding value to others has led to her creating the Build Your Bank educational network that encourages individuals to BUILD YOUR BANK.


Tune in now and don’t miss out on this impactful episode!



[05:0109:39] Who is Albrey Grimsley?

– Why she started to become an entrepreneur

– What having an “investor’s mindset” is and how she takes on control of her day with it

– W2 job as a capital partner

– Leveraging capital partner

– Getting paid to do what she loves to do while leveraging capital through investing


[09:4016:42] Reinvesting Capital

– Albrey’s take on the emergency fund as a “success fund”

– Capital cash

– Index options & Treasury Management

– Importance of having the time to learn first

– Tony Robbins

– Mutual funds vs Index funds

– Financial Advisor

– Benefit of Treasury Management

– Controlling Investment

– Investing passively

– Build Your Bank Educational Network


[16:4319:32] Investment Options

– Investing without fees

– 401k

– Being well and wealthy

– Network teamwork

– Cashflow lifestyle


[19:3322:33] Index Options and Treasury Management Strategies

– Knowing the type of capital you’re willing to invest

– Safety and speed is knowing what you have that you can use and deploying it as your capital.

– Educate yourself first before opening accounts.

– Utilizing Charles Schwab and Interactive brokers


[22:3332:33] Build L-E-G-A-C-Y

– Building networks to start and see how it works before diving into the first step.

– Know your needs, wants, and desire.

– Your priority which has more value that will get more of your time is usually where most capital goes first.

– How she started her first investment

– Having cash flow right away creates more time, and more freedom to do more.


[38:4339:33] Closing Segment

– Watch out for part 2 of our conversation with Albrey!



“Build a legacy. and legacy for me is, L is for life, let’s invest in future education and employment. E is for education. The G is for grace. I try to always lead with grace because you never know someone’s situation. The A is for abundance and the C is for compassion. And the Y is for you. So, I try to get back as much as possible with my time.” – Albrey Grimsley

“I made sure I’ve always had an occupation or capital partner in something I love to do. So, I was getting paid to do what I love to do and then I leveraged that capital by continuously investing it.” – Albrey Grimsley



Connect with Albrey!

Instagram – @lifelegacycapital

LinkedIn – https://www.linkedin.com/in/albreyg



Wealthfit – https://wealthfit.com/

Mindvalley – https://www.mindvalley.com/

Life Legacy Capital – https://lifelegacycapital.podia.com/

Build Your Bank – https://lifelegacycapital.podia.com/b…


Let’s get connected! 

You can find Nicole on LinkedInInstagram, or Facebook. Visit her website https://noirvestholdings.com



[00: 00: 00 – 00: 00: 24]

Index option is a 30, 60 to 90-day contract. Usually, we do a 30 or 60-day contract, and you receive dividends over the course of the 90. And then you could determine if you want to cash out the dividend or you want to throw it back in. Now that’s night and day from investing passively and investment with someone else, and then them telling you got 12 months before you received your first distribution.


[00: 00: 25 – 00: 00: 59]

Welcome to the share the wealth show where minority professionals can learn to escape the racial wealth gap and catapult themselves into abundance. Your host Nicole Pendergrass, who her net worth from being negative to multiple 6 figures. Join her on her investigative mission to expose secret strategies of so we can all have the tools needed to build the life and legacy we were created to possess. Now it’s time for the show.


[00: 01: 00 – 00: 03: 11]

Hi, everyone. Um, welcome back to another episode of the Share the Wealth Show. This day, we are talking to miss Aubrey and I I’m remembering this conversation. It’s just so impactful. If you don’t know who this young lady is, you need to stalk her. I’m super serious because she is this on point. Everything that comes out of her mouth is motivational. Um, I’m gonna go over her bio super quick, but Aubrey is the CEO of Life Legacy Capital, which is a privately held investment company. As a commercial real estate investor and managing partner at Synergy Paradigm Capital. She has gained a wealth of knowledge in commercial real estate acquisitions in asset management. Um, this has led to an extensive operating knowledge and intimate understanding of each of the submarkets in which SPC acquires property. So she is not just a real estate investor. She actually has other businesses as an entrepreneur as well. So she has a strong background in facility management, um, education, sports. She has a nonprofit that she owns, and it’s called Build Your Bank, and it’s Build Your Bank Educational Network. And she really teaches about she has a whole course on treasury management and index options. Like, that’s just something that people can get into, and it’s something that’s better than just um, I guess investing in a normal, um, index funds that are out there and have, like, high fees, she really was integral about, like, intentional about having low fees for the program and for the index fund options that she invests in and how to bring that to a wider audience, which I know she said normally these types of things would only be available to people who make $250,000 or more But in the way that she has it set up and through her course and her platform, you could find out how you can also be involved in that.


[00: 03: 12 – 00: 04: 32]

We discussed not only that. We discussed her education. She has a school as well. You serve Academy of Private School, um, where she teaches all these success and wealth principles, we talked about mindset. Oh my god. I actually know what everything that comes out of Aubrey’s mouth is mindset. She we talked about, like, reprogram your mind, repetition to get out of trauma. We talked about um, blocking out the noise. Um, she also talked about, you know what? Something else that she said is Instead of having, like, New Year’s resolutions and goals and things like that, she doesn’t name it a goal. It’s a priority. if you prioritize something in your life, you’re gonna put that in the upfront most important position. Instead of, like, goals in your new year’s solutions kind of like fade away over time. But if you change and restructure your priorities, then you’re on a different path and you’re more consistent because that just says to yourself and your subconscious, how important that is. But, anyway, we need to just listen to the episode. It’s great, great episode. You will be so hooked from the moment that she starts talking. So I look forward to seeing you, and make sure you give us a rating and so that other people can find our show. That way we can really share the wealth with more people. Alright. See you on the other side.


[00: 04: 33 – 00: 05: 42]

Welcome everyone to another episode of the share the wealth show. This is a show where we discuss strategies on how to build, grow, and protect minority wealth. And today I have with me, uh, the fab tabulous, Albert Grimsley, Hello. How are you? And thank you so much for joining in with me today and dealing with all of today’s prerecording shenanigans. It’s always a great day to have a great day. Thank you for having me. Yeah. Of course. No problem. Okay. So I just wanna really just jump right in. You are a wealth of knowledge. Your mindset is just phenomenal. You’re so abundance oriented, and I completely love it. Everything that you say, I’m just like hanging on every word. But I wanna start just basically, So I went over your bio briefly before, but I want to have people kind of give them an idea of why did you get started on the entrepreneurial path? Were you always entrepreneurial minded and what led you to the ventures that you’re involved with today?


[00: 05: 43 – 00: 06: 54]

I learned very quickly that a lot of individuals, they’re not as that smart. You know, some people just even, I always say if you’re lazy and, like, you probably lied to yourself saying you’re not lazy, so you’re already in the same boat. So for me, I already knew I wanted to make sure I had a capital partner. So I want to be very transparent that I absolutely have a capital partner. When I say capital partner, I mean a job, a w2, and I leverage it very heavily. So I only work sometimes 4 days a week, and I get paid for my time off as well. So I’m leveraging it going to a conference, um, investing in some more assets and things of that nature. But as far as entrepreneurial wise, I remember at 7 autographing things because I knew 7 was a number of completion, uh, at the time I didn’t know, but I was autographing things because I knew I’ll be doing something. at 8. I remember telling my mom, hey, mom, I’m gonna drop my stuff because I’m gonna have my own clothing line, and then I’m gonna put my brochures together of how I wanna have my businesses. I literally went back and looked, come middle school, all those drawings, I enhanced them roll out, throw out logos, etcetera. And all those things are things that I’m doing today.


[00: 06: 55 – 00: 08: 27]

And I would say a lot of that had to do with my mother because she was an entrepreneur as well. And she also had a job. And at some point in time, she realized I need to do more of this, so I have more time with my kids. And when I saw how she was doing certain things, especially my grandmother, they were very good at what they did, and they still made time for everyone else around them. So I come from abundance minded family, entrepreneur minded family that all leverage their capital partners, which were their jobs and w twos, to be the best version of them every single day, but they didn’t let it take over their everyday lives. Cause I don’t know anyone that wouldn’t agree with this statement that being an entrepreneur is much harder than having a w2 job. Yes. And you do not know what’s going on the entrepreneurial side regardless of what aspect you’re going to. But as far as your job, even when you know, uh, today, here we go. That’s why people ask me, it’s always a great day to have a great day. You keep telling us of that. And I said, and I will. You go on your day, however, you see fit because I’m gonna control my day because of that entrepreneur side of me. So I don’t go anywhere with the consumer’s mindset that anything always go an investor’s mindset. How can we do better? How will we do better? What we need in place to make this the best it could possibly be? And think positive in saying what you choose is not gonna bother. What? Oh, y’all. Alrighty. I told y’all, this is already you spent so much fire just in that brief intro. That was crazy. And you actually making me feel really bad for wanting to fire my capital partner.


[00: 08: 28 – 00: 09: 40]

No. I don’t feel bad because I’ve never had a job that I viewed as a job a day in my life. I leverage every single part of my time to do the things I love to do, but I always say on paper on purpose. So I have an Evernote app that I utilize a lot when I don’t have time to write on the paper, because I’m on the move or I’m on a flight or whatever the case may be on in the car, and I’ll talk to my phone. Because it’s important for me to jot down what’s in my head, so it’s not taking over my mindset. It’s not taking over my every day. And with that, it allows me to say. What do I love to do? And I made sure I’ve always had an occupation, our capital partner, and something I love to do. So I was getting paid to do what I love to do, and then I leverage that capital by continuously investing it and investing it. And then when cash flow comes by passive active, boom. I invested again. So I even had funds going into that business account just so I can invest it. Okay. And I love that. So one, that’s one thing a lot of people don’t have is a capital sponsor or capital partner that they love to go to and they wanna keep on because it brings them joy and fulfillment. Um, so that’s the one thing I can switch that and we’ll I’ll explore those options.


[00: 09: 41 – 00: 10: 50]

But then the other, um, the other thing that I love you just said is that you are getting that capital and then looking at ways to immediately invest it. You weren’t just holding it for a safe haven or rainy day. Do you have some kind of emergency fund, or you basically think of I need to put this capital to work, and then if emergency arrives, I’ll figure out how to handle it? How do you deal with that? Uh, both. I just don’t refer to it as an emergency fund. I call it a successful. Oh, my success fund will give me more success and more opportunities. So my success opportunity fund.

So whatever I invest, I also have it in capital cash. to where I’m going to invest that over. So in the event something happens over here, every 30 to 90 days, I’m going to deploy capital period. The question is where is it going to go and what’s the number that’s going to go there? So I dwell very heavily in index options. um, and treasury management, which most people do not talk about. It’s also something your financial planner will not tell you about because he or she will not receive a commission from it. So they don’t wanna take their fees away because that takes food out of them and their family’s mouth. But I dwell in that very heavily.


[00: 10: 51 – 00: 12: 23]

So when I’m not, quote, unquote, acquiring an asset, I am growing my capital and building my bank. So I’m very big on building my bank, teaching others, and showing others how to build their bank. Letting them leverage my team and my capital to where they can build their bank, and we could do more good together, because it’s important to be well and wealthy. Because if you’re wrong, you’re going to be welcome. Alright. This is this is a great Saturday for me. Okay. I’m I know y’all won’t hear this one say y’all here on the Wednesday, but, anyway, great Saturday. Okay. It’s always a great day to us. You have a great day. Saturday or Wednesday. Okay. Look. I had some notes from your bio here in front of me, and that’s one thing I definitely wanted to explore. So you have your Build Your Bank Educational Network, and you just touched on it with the treasury management and index options. And I was like, oh, what is that? because, yes, I have a think idea, but I really don’t know. And the thing that re uh, piqued my interest out it even more is because I’m literally just starting Money Master of the game by Tony Robbins with my club. And that is talking about. We’re really at the very beginning of the book, but he already was talking about mutual funds versus index funds and having a low cost index fund because the fees uh, probably 60 to 70 percent of your wealth long term at the end of the day, um, from what you think you’re gonna have as a retirement and you think these fees are so small, but they really chip away at the compounding ability of your capital.


[00: 12: 24 – 00: 13: 32]

So you just said index options and Um, and treasury management are not fee based for at least not to the extent of, like, uh, uh, registered or, um, financial adviser. So can you, yes, please, dig in, do whatever you wanna success fees on the back end, but it’s only after you’ve met certain metrics. And that’s my thing. Like, you’re not gonna be taking fees for me. Like, when’s the last time I accept financial adviser, how much do they get in fees monthly quarterly or yearly? Almost no one asked that. They don’t even think they asked that. but they probably really do listen to this. So is this one of those things where if you’re getting a success fee on the back end of me getting my 6% or plus the same way you would in an actual, say, uh, syndication or whatnot. It’s it changes things. So for me, in treasury management, it allows me to move differently. I can do project financing with it. I can become the bank with it. I can deploy my capital. Lot of people deal with 529s for their kids, for their insurance, and things of that nature.

 I can utilize my brokerage account to leverage that.


[00: 13: 33 – 00: 15: 17]

Listen, I know you’ve been digging in. Spending everything you can, listening to all the podcasts, reading all the books, even going to meetups, you basically have a degree from YouTube university. Right? But you still feel stuck. You don’t know how to actually implement what you’ve learned. You’re nervous about taking the next step. And with the economy like it is, especially with the downturn roaming, you’re even thinking maybe you should just wait it out. I know you’ve heard that real estate makes more millionaires than any other asset class, but you know what else More millionaires are made in a downturn than any other market cycle. So now is the perfect time to jump in and really get started. I’m super bullish on growing my portfolio this year, and I don’t want you to miss out. So I’ve decided to start the micro family investing accelerator. This is a mentorship program where I personally guide you through my 5 proprietary pillars. So you can learn how to buy your 1st commercial multifamily property and scale while not biting off more than you can chew by focusing on 5 to 20 units. That’s what I call micro family. And so you can also get hands on guidance from an experienced micro family investor, me, who’s been right where you are, nervous about how to start. And so you can also create the cash flow needed to give you freedom and options to build the abundant life that you were destined to live. So I’ll be limiting the first cohort to 5 students because they’ll have direct access to me, and I will be heavily invested in their says. If you’re ready to grab 2023 by the horns, schedule a free discovery call with me today. The link is in the show notes. Let’s hit the ground running in 2023.

 I look forward to seeing you on the inside. And now let’s get back to the show.


[00: 15: 18 – 00: 16: 39]

And then I have a whole team in place that does it. As well for me that’s looking at the market 7 days a week. So when you talk about the education component of it, uh, I’m not sure if he’s referencing index funds are an index option. Uh, index option is a 30, 60 to 90-day contract. Usually, we do a 30 or 60-day contract. and you receive dividends over the course of the 90. And then you can determine if you want to cash out the dividend or you want to throw it back in. Now that’s night and day from investing passively and investment with someone else, and then them telling you got 12 months before you receive your first distribution. I know every 90 days, I’m going to once a month meet with the team, or sometimes twice a week. Because there was so much going on, at least the last quarter, we meet on a regular. And then with our network, we meet once a month. So they know what’s going on with the market, how we’ve chosen this contract over that contract and why we’re buying these contracts whole time. Why? It’s kinda like when Apple bought, um, Beats. They bought it at the top of the market. The reason they bought it at the top market is because the market circled back around, and so they could control the market. And if I can control my investment, that’s what I’m going to choose to do. I think we all would agree on that. So that’s why that’s my little safe haven for me. When it comes to an index option and our treasury plan.


[00: 16: 40 – 00: 18: 25]

I have so many questions. I am very Stock Market Treasury Wall Street ignorant because I just hear so much negativity outside. Like, I’m always thinking looking for the things outside of the box, the things that the herd is not doing, and that that’s why and I like control, and which is why I’m in real estate. Right? So I largely contri I only contribute, like, 3% you know, to my 403 B because I get the match. And so basically that and then when we were able to withdraw our funds a couple years ago, I did that I could use it to buy real estate. So I don’t have a huge holding in, um, my retirement account or stocks or Wall Street or whatever. So a lot of the terminology, just like index versus mutual, and that’s like IUL and all these other things that some are under life insurance, summer not, but, like, these are all financial products that are available mainly to, like, to Main Street in an average investor. don’t always need to be, like, super wealthy to be able to access them, but just owner terminology in the main things that majority of people invest in if they are aware of the options that don’t involve the fees, you know, that’s all stuff that I have no real idea about. So and that’s why we also offer free courses on it. Free courses? Yeah. Absolutely. And then it’s mindset. Once you, uh, have achieved a lot of things that you’ve set out in your life, the biggest time for me for me is value wise, this time. Yeah. So the biggest value I can give you is time to share that time and some of my team with an individual that wants to learn more.


[00: 18: 26 – 00: 20: 07]

Because when you hear about an index option at traders, normally, you have to have about 25 k in your brokerage account. We show you how you can leverage certain things. Because no one’s gonna talk about it that’s super wealthy because it what was it? $5,000,000,000 led to us talking about a 401k being stock part tax certain way now that’s gonna impact others. Now then when you start talking about index option where it gets out and everybody starts feeling well and wealthy. Oh, no. We can’t have that. Like, really, right, we can be well and wealthy together because we can do more good and better together. So it’s network teamwork, and I always say teamwork makes cash flow. Let’s just live in a cash flow lifestyle. Oh, I like cash flow lifestyle. That’s the kind of lifestyle I want. I’m hanging with you, Aubrey. Uh, uh, we need to be We are already friends, but we need to be, like, best friend. You can get annoyed with me. coffee. What? Sorry. So, I mean, where did we get this free course from? It’s on our Live Legacy Capital website. Okay. I’ll just have to link to that in the show notes. But just as a so I do want everybody because I plan to as well to go over and check out this course, but just for as a recap here. So what are the first steps for someone who is looking to do either the index options or one of the other treasury management strategies that we’re talking about. Like, do you have to open a certain account? You should you put capital somewhere? This is pretax post tax? Like, what’s some of the general, like, first steps someone needs to decide then what type of capital you’re willing to invest. It could be, well, you’re talking about a 1000, you’re talking about 5000, 10000 it depends on what you’re willing to risk. So for me, it’s always about safety and speed.


[00: 20: 08 – 00: 21: 14]

It will once you have your wrist mitigated, then you have the speed to put a cap. So you have to determine what that number is for you that you don’t need right now to pay a bill or to take care of something that the emergency So whatever that number is, capital wise, I would recommend going to look at a free course first because there’s a lot of education there talks about terminology, the breakdown of how things work. There’s video and there’s actual download PDFs, which some people are better at reading and then visualizing and why video, some people like to watch the video, and it makes sure that the documentation backs it up. And then you can schedule that necessary call. um, we utilize Charles Schwab. You also can utilize, um, interactive brokers. I just know that their fees are night and day than Charles Schwab. And then from there, we actually show you how to do a lot of that stuff because a lot of individuals like to go to YouTube University, and I think that’s solely a lot of entertainment. And if you get so much information in your head, you gotta determine how to decipher what makes sense, what doesn’t make sense, what’s my journey, what do I need to do and what action I really need to take.


[00: 21: 15 – 00: 22: 20]

So I would definitely recommend the course first and then see and then scheduling that free, um, call. Uh, with myself and another, uh, team member to where that we’re talking about individuals with over $80,000,000,000 of experience in doing this. And they have a track record of showing it to really open up accounts with BB and things of that nature. And I say a lot of times too, some people. They just go with what someone says, and they can’t even open up an account to show you anything. And then you can move the money then. So it’s hair laughing. When I told them, I said, we need to open up an account and just sew them to and that’s like, are you sure you wanna do that? I said, somebody might call. We just gotta make sure we got 911 in their address. I say, because they already, you know, me being me blessed with my, um, my skin. They’re already gonna look like depending on who’s looking, so I’m very honest with that up front. So it’s one of those things, but they might actually fall. And then sometimes we gotta add a little grace on the side of us. That’s the that’s the pride of my smile and go from there.


[00: 22: 21 – 00: 23: 19]

So whoever heard that went over, bless your soul. I’ll be tapping on your back and fall forward. Oh my gosh. Oh, man. Okay. That was great. Now My next thing, I guess I’m really stuck. We could talk about this index stuff so much, but I know the info. I don’t I don’t wanna detract from the rest of the episode because I know there’s the course. I need to check that out and then schedule my call or hit you up however I need to so that I can dig deeper if I have further questions, but I’m extremely interested in this. That, and we don’t wanna go over anyone’s head that was thinking about getting into investing and different things of that nature. And that shiny object syndrome starts to pop up. And it’s important you and I both know this to truly build your bank because you can’t run out of capital very quickly. If you’re not a part of a network, our value teamwork, and you’re used to going at it alone.


[00: 23: 20 – 00: 25: 03]

So having those different opportunities in their networks where you can actually trust what’s being done, how it’s being done, see how it’s adding value to you as opposed to overwhelming them information that makes them wanna go jump at something else before they actually get into their first step. Exactly. Yeah. No. I completely agree. Okay. And that’s one of the main thing with this this show is If you have capital to invest, then yes. So there are options where you can already, you know, put your money in various different products or assets or whatever. If you are already living pretty lean and you don’t have that extra capital to invest, okay. So now what do you do to build up a capital source because you know you need to do that. And sometimes even getting involved with real estate, it’s either capital intensive or time intensive. And if you’re tight on both of those, there it’s like there has to be options. This world is too big. money flows freely. There’s ways to make it happen, and so that’s why I wanted this show to create the knowledge and put it out there, those different methods to make it happen. And so I think even if it is a slow bill, depending on how much capital you’re starting with investing, but you can’t put a $1000 in and think you’re gonna be financially free in a couple months. You know what I mean? Like, that’s the long term, and that’s a slow drip. But it is possible for you to start now with the capital sponsor. You as a capital partner that you already have and then utilize that to slowly build up your investments instead of letting lifestyle creep build up as your income builds up. Cause I think that’s something that’ll happen with a lot of people as they start making more and then their bills get bigger.


[00: 25: 04 – 00: 26: 20]

And then they wanna move to a bigger house and get a better car and all these other things that make you have be more reliant on your capital partner. Right? So — — back to 2 needs, wants, desires. I always check my cell phone at every 3rd 30 days. What are my needs? What am I wants? What are my desires? And then I have priorities. Uh, most people have checklists and tasks. I stay away from checklists and I stay away from tax. Priority is a very firm word. So when most people have their wives, usually about people that are priority about in their lives if you have a priority and then you have value, then you have time. So whatever your priorities are, that’s what you value, and that’s what’s gonna get your time first. So usually, that’s probably where your capital is gonna go first as well. Because the first part of capital is the time capital, and then the actual capital that’s being deployed, that’s, uh, actual cash. Credit or debit. Yeah. Oh my goodness. That’s so good. Okay. So we’re we’re gonna Oh, man, I think it’s sad. My gosh. You just get so excited, man. You know, they’re just so nervous. The wealth of knowledge is just crazy. And I love all your phrases and everything that you that you have. It’s wonderful. And I hope I know everyone gotta be taking the away gems from this because I already am from the very beginning.


[00: 00: 00 – 00: 27: 26]

But in any case, okay, you are an entrepreneur. So that means you’re doing you’re involved in 1 more than one thing. So let’s talk about something else that you’re doing. So you also have, um, a youth serve academy private school, and you also invest in real estate with acquisitions, asset management operations, that kind of thing. How did you get how did you start? What was the time frame? Like, what was the 1st venture that you started with, what did you get involved with first as far as investments? And then how did you get move along the spectrum to introducing other things into your entrepreneurial journey? Uh, back to the whole needs, wants and desires. What do I need? What do I want? What do I desire? And I’m an action taker. And within an action taker, I’m also a life changer. Meaning, in order to change lives, I need more capital to change more lives because I have more capital. I have more time freedom. So that in that free time, I apply that meeting more people adding more value and deploying more of my time capital. Because if I can teach you what I know, then you can go out and do more than what I’ve want you to do it. I want you to do more than what I’ve done abundance wise.


[00: 27: 27 – 00: 28: 34]

So for me, it started in college, uh, with a college professor. Uh, we were in a leadership class, which is kinda ironic. And a teacher, another professor walked in with a t shirt, white t shirt, the blue jeans that were ripped, like both kneecaps, we could see them look like duct tape. They were asking. So they came in and asked for a marker. So when they came in to ask the teacher for the marker, the teacher that was giving a marker hat on looked like they were going to a gal after they left, but they always dress that way. They always dress for success. My grandmother always says always being decent and being ordered. So they were indecent in an order. And when they gave him the marker, they walked out. And soon as the door closed, the teacher said, listen up everyone. We’re gonna change some things. He was like, oh, boy. He go today. because he always, he just started with a joke or something stirring. So he’d go today. And then he said, we’re gonna change up a class today. We’re gonna start networking a little more. because did you guys just see what just happened? A teacher walked me in with a t shirt and some jeans on? What holes in the jeans when the average income that I did my research on at students at this college is over $300,000 per parent. That is an accredited investor. My mind said, what is an accredited investor?


[00: 28: 35 – 00: 30: 10]

I wanted to know more. And he said, so that means every single one of you can learn something from each other that could be a valued network wise to each other. So he literally put us in different groups and made us network and after we answered a series of questions that him and his, uh, assistant professor had us fill out, he partnered us with different people. And for me, the individual that I was partnered with, we were working on a leadership project and at the library. And their parents called and asked them, Hey, what are you doing? But, uh, and they said it’s that offer, which means I hadn’t met the parents, so that means they were talking about me at some at a time. And they say, Aubrey, um, my parents don’t have any identity when it comes. And I was like, I love food and food loves me back. So I don’t really turn down food. So I was like, hold on, I have to make sure I communicate with several people so they know where I’m at, where I’m going, turn on location, etcetera. But I’m going to get some food that’s not on the college campus. So my love for food and their parents’ niceness to invite me into their home led to me going to this dinner that I was invited to. Uh, we pull up to a very expensive neighborhood that I knew about just from networking and working out in general, because we’d work out on that particular island. And then when we drove up, I’m like, And I’m kinda looking at them because I’m like, I know you don’t live over here in my head just because of the way they act, you know, just on a regular basis in class. That’s when I started to realize you were trying to push away from us. Who do you really work? Got it. Hence, that’s why the teacher has all of us met.


[00: 30: 11 – 00: 31: 52]

Yes. If you walk through, sitting at the table, they’re having a business conversation, literally, at 10. And I’m like, okay. This is new to me. talking about all this stuff, no phones, no nothing. Everyone’s talking about straight business, the family business, how they’re doing this investment, that investment. And then the dad flat out says, uh, someone just bought this, um, space, but they don’t want the parking space. And in South Florida, at the time, you could buy a parking space, one space or the whole garage. And he didn’t know what to do with it because he was like, I could lease it out of this. Maybe if it makes sense, he’s like, no, I can’t do that because I say, well, I might. And you were gonna just buy a parking one parking spot? Yeah. Mhmm. And lease it up. Yep. Yep. Yep. Yep. Yeah. And so what did they have? What was their facial expression when you said that? They said, really. I said, yeah. I buy it. says it seems like you’re trying to get it off your hand. I said, I’ll buy it. He said, what are you gonna do with it? And I just went on a tear of what I would do with it to generate capital. or increased revenue. And the dad sat back and said, you’ve got to be kidding me. He asked me how old I was. And he said, I pay individuals almost 6 figures, and they haven’t given me half the ideas you just came up with. And I said, well, would you like the $25100? like, you know, some type of royalty payment for that idea. Like, that’s IP. Well, it actually was better. Um, he actually agreed him and his wife agreed to — sell it to you. This held it to me. Absolutely.


[00: 31: 53 – 00: 33: 10]

And while I was in college, I actually rented out to the bank manager of Bank of America. That was, like, smack dab right there that needed to place the, uh, park So I went and drove around the area and kept saying, okay. What? I’ve already opened my big mouth, and I can’t I gotta I’m gonna write You got before. You got before. I got a cashing. Now keep in mind, at the time, the contract that I was on in college, I could not receive capital. No funding, no job type of capital, etcetera, not like it is now. To all these other stuff they can do, uh, liking some image and all that. At the time, I could not do that. So there were certain metrics that were put in place me as well, and I actually wanted uh, time limit as far as age put on it, because that’s what I would do for my kids. Like, if I’m gonna have a $1,000,000 per child, you’re gonna get it, but over the time of your net income. So whatever income you’re gonna go get, you’re not gonna be an entrepreneur of my back. You’re gonna be your own entrepreneur outside of your capital department. Then once you get to a certain point, you’ll get these monthly distributions based off of your actual income. If you only bring it in $3 at work, you’re gonna get another $3 from that capital that I put back to my hard money. So just thinking that stuff through then of what I want due, because if I had access to all that capital, because they were teaching me other things too, just about investment.


[00: 33: 11 – 00: 34: 50]

So I actually started in the commercial space. So one parking spot went to a whole garage. And then once you — In that same parking lot, you ended up getting the one spot and then expanded to the whole garage. Yeah. Because then you start realizing the value of land as well. Because when you buy a house, the most valuable part of that transaction isn’t the home itself. It’s the land. So if you actually own the land, anyone could knock a house down and rebuild it, but if they didn’t have the land and it’s properly coding and shovel ready, it’s irrelevant. It has a lot less value than the whole next on it. So when I start seeing the value, I’m now, on my off days, I’m not going out trying to have fun. Fun for me was how can I generate more revenue? So when I turn this certain age, I actually have access to this capital to do more good. And that’s kinda how it was. I was driving around, like, okay, and we’re gonna look at this area. Then I’m gonna look at that area, and I started looking at market analysis of median incomes. Like, even my private school wise and or my sports academy, it’s in high network areas because when you go and get capital, and you add value to them through their kids, I saw very quickly that that capital moves very quickly. So if it’s a $100 of money, you have 1500 kids in your Sports Academy, if you do simple math, that’s a 150 k a month. Most people aren’t making that net income. And ours and our, you know, price point is actually higher than that. But if you do simple math, that now allows you to invest quicker, move quicker. Now what’s the safety and what’s the speed and what can I put this capital into? because hence the turn by real estate and wait, it was like, I don’t just wanna buy real estate. I’m not putting 50 k into a house for you to tell me I’m only gonna make 1200 a month.

[00: 34: 51 – 00: 36: 04]

And then over time, I’m going to sell it. No, I’m not doing that. I need something that cash flows right away, so I have more time, more freedom to do more good. Like, um, outside of the index options, I also, like, right now in the market cycle. That’s why I do a very heavily in tackling certificates. and I go to auctions for tax late fees. So if it’s backed by 18% here in Florida, I know I’m gonna get 18% of my money. So that’s the type of stuff too. Make sure these kids learn and make sure they’re well fit. Oh, well fit. Yeah. You said, well, you did say wealth fit. Right? Yes. That’s actually something I invested into, um, education wise, uh, for the kids. it’s well fit. Um, it’s literally the website, well fit, to where anyone that has a shiny object, other thinking about they want to invest, etcetera. It has almost every asset class you can think of on there, mixed in with personal finance, stop, entrepreneur, everything.

 And it’s courses on there, and it’s like, what? Either $40 a month or a $195 for the year. So we have teams learning this type of stuff to where they’re not thinking about, uh, man, I wanna look at a video game ever. How can I make some more money So they even have a money dance now?



[00: 36: 05 – 00: 37: 06]

And it’s like when you teach that early, it changes things. And if you get a lot of these adults to learn that well fit actually exists, the website to where they can start taking some of these courses, it’s like, okay. What’s less than $200 for me to go on my right investment path for me? as opposed to jumping into a network that I don’t really over stand what it is that I want to do as far as an investor is concerned, but I know I wanna make more capital. Same thing with index options. You know you wanna make more capital, but do you want it to be backed by real estate right away? Because for most people, the most valuable real estate to them is the real estate that they actually own and they reside. The other stuff is just the passive cash flow that allows them to do more good. And as you say, build a legacy. And legacy to me is l is for life. That’s Invest of future education and employment, e is for education, the g is for grace. I try to always leave a grace because you never know someone’s situation. the AS for abundance and the CS for compassion and the wise for youth. So I try to get back as much as possible with my time.


[00: 37: 07 – 00: 38: 42]

 Right. Kinda right. I’m gonna have to rewind this later so I can get all the acronym, but that legacy, I love that.

 with legacy. That is so fly. Okay. Mind blown right now. welpfit.com. Now I wanna go there too. And I don’t know how to talk to you. Once I look at that more, maybe I would love to maybe have some type of sponsorship thing or do something to sponsor somebody having maybe a yearlong access to a program. You know? And so I just wanna that’s literally what I get. So the kids are when they come in our school, our academy, etcetera, and your parents are, oh, I want to get them on this. I want to get them on that. Don’t worry about it. It’s already a part of the fee. Is that really? Yep. They’re gonna be on their laptop. They’re not gonna be on video then. I promise you. Nice. Okay. I gotta figure out how to incorporate that into the Norvest business structure and mission because that that yeah. That that’s excellent. And we need to start Mind Valley too. It’s another website. Mind Valley dives deep into the mindset in different assets. It’s almost like if you go on YouTube and you subscribe to different things or if you’re going on Google, what you actually do in your cookies, it pops up, it does that remind value. To where you literally get to choose your playlist of what you want your mindset to kinda gear towards in your journey. So that’s another thing to look into as well. Wealthfit and, um.


[00: 38: 43 – 00: 39: 19]

Okay, guys. Don’t kill me, but I’m gonna have to cut this episode short. This is too juicy, and we need to do this in a part 2. So stay tuned for the next episode, the airs, and you can hear the rest of our conversation. Did you love this episode of share the wealth show? Be sure to connect with Nicole by following her on LinkedIn, Instagram, or Facebook. If you picked up any of the gems that were dropped by today’s guests, make sure you not only put them in your bed. But if you know of someone who would benefit from this information. Don’t keep it to yourself. Share the wealth and make sure to leave us a rating and review. We’ll see you for next week’s episode. Subscribe so you’ll be notified.

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