Episode No. 92

All Skin-folk Ain’t Kinfolk: The Partnership Bust That Almost Cost Everything with Verneda White & Vivian Wright

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Episode No. 92

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SHOW NOTES

In this episode of the Share the Wealth Show, we’re thrilled to have Verneda White and Vivian Wright back with us. They’ll be diving deeper into their past experiences in wholesaling real estate, discussing the complexities of business relationships, and emphasizing the importance of continuous learning and growth in achieving financial success. Here’s a glimpse of what they’ll cover: 📈💰

🏠 Reflections on experiences in wholesaling real estate and other investment ventures.

💰 Attempts at wholesale and exploration of alternative investments like Bitcoin and non-performing notes.

🔄 Challenges and lessons learned from their partnership, including financial commitments, trust issues, and diversification.

📘 Emphasis on taking responsibility for financial literacy, caution in partnerships, and learning from setbacks.

💬 Personal definitions of wealth and a thought-provoking question about the significance of black wealth for the next guest.

🔊 Don’t miss out on this insightful episode! Tune in for valuable insights about partnership and wholesaling real estate 🎧

Verneda Adele White is an Antiracism Strategist, Speaker and Award-winning Writer. As Founder and Executive Producer of the anti-racism platform and merch collection “BLACK PEOPLE ARE AMERICA’S HOT SAUCE” (a.k.a. America’s Hot Sauce), Verneda’s 15 years of experience, led to the development of a successful consulting firm with a proven track record across industries including equity & inclusion, events, speaking and fashion marketing. 

In addition to her business endeavors, Verneda’s philanthropic work has received support from influencers including Usher Raymond and the late Hydeia Broadbent, along with media coverage by VH1, Fashinnovation, and Black Enterprise among others. Likewise, Verneda is a recipient of the Daily Points of Light Award from President George H.W. Bush for her service. 

Verneda is a Contributing Writer for outlets including HuffPost, MadameNoire, and The Daily Beast. Her 2x award-winning article, “I Experienced Systemic Racism at One of America’s Most Prestigious Magazines” calls for an end to the exploitation of Black employees, contractors and creatives at Town & Country Magazine, and serves as a pivotal voice in the global work to achieve racial equity in corporate spaces and beyond.   

Vivian Wright is a newbie in the world of passive investing. She pooled her resources with family to purchase her first multifamily property in 2021. She continues to explore new avenues for wealth building while working a traditional W-2 job in the pharmaceutical industry.

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Key Quotes:

“Don’t ever be deterred by your setbacks because they are truly a setup for a comeback.”

  • Verneda White

 

“You can’t foresee every single situation. Maybe you do think things are working out, and then it just doesn’t. That’s life.”

  • Vivian Wright

 

Connect with Verned and Vivian Wright!

You can find them on

Website: www.americashotsauce.club

Instagram:

https://www.instagram.com/vernedaadele/

https://www.instagram.com/videoviv/

LinkedIn: Verneda Adele White | LinkedIn

Email:vivian.wright@gmail.com

          verneda@vernedaadele.com 

 

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Let’s get connected! 

You can find Nicole on 

LinkedIn https://www.linkedin.com/in/nicole-pendergrass/

Instagram https://www.instagram.com/nvestornikki/?hl=en

Facebook https://www.facebook.com/nvestornikki

or Visit her website https://noirvestholdings.com 

Transcript

[00:00:00 – 00:00:42] – Vivian Wright

I think you have to be more selective with people that you partner with just because you are seemingly like-minded like everyone has different strengths and weaknesses. I just took for granted that, okay, this person. It was it was decided that this person is going to handle the money. Okay, I know I’m responsible with money. If you tell me you got to put it next to So I see every month, I’m going to do that. And I don’t want to think about that because that’s you. You’re hearing it. That’s your jurisdiction. handling that. But I would caution against that. In a partnership, you need to know what everyone else is not only what everyone else is responsible for, but that they are handling that responsibility. The way that they should be.

 

[00:00:43 – 00:01:39] – Intro

Welcome to the Share the Wealth Show, where minority professionals can learn to escape the racial wealth gap and catapult themselves into abundance. Your host, Nicole Pendergrass, grew her net worth from being negative to multiple six figures. Join her on her investigative mission to expose secret strategies of the wealthy so we can all have the tools needed to build the life and legacy we were created to possess. Now it’s time for the show.

Hey guys! So, we’re back again, this is the second part of the episode with today’s guests. I need you if you have not heard part 1, go back to the previous episode, and listen to that first and then come back and join us here today. You need to hear the whole conversation so why we split into two parts. There’s so many nuggets is so juicy. Go back and listen to the first part!

 

[00:01:40 – 00:02:45] – Nicole Pendergrass (Noirvest Holdings)

What about this fourth person? We would talk about that. Well, I’ll start off. No, I’m ready. I’m ready. I know you’re ready. I know you’re ready. I’m looking at the time, too. Well, so we have time to go into it. But what I’ll start saying is after two years or almost two years of attempting to wholesale and not actually having any kind of traction or success and not actually closing a wholesale, we started thinking we didn’t think, OK, well, we need to stop what we’re doing. We just thought, OK, how do we pivot? Right? How do we come? Up with a new idea or something else that we could get into to at least like we spent all this time and resources and time together and we really do want to build wealth and like have something that we’re working toward. So maybe we try something else out. And we had all went to we have been to going to a few seminars together over those couple years, but one we went to was there was actually when we first learned about Bitcoin, I remember I first heard about Bitcoin there was $8,000 a Bitcoin and I was like.

 

[00:02:46 – 00:02:55] – Verneda White

$800. No, not thousands Nicole. It was $800. Bitcoin was $800 when we learned about it.

 

[00:02:56 – 00:03:12] – Nicole Pendergrass (Noirvest Holdings)

 

All right. Okay. I know. I was like, Oh, so even so, $800. I was just like; I’m not spending $800 on this bit. I don’t even know what the Bitcoin is. Like, what am I supposed to do with it? Like, damn it. Hey, who did those?

 

[00:03:13 – 00:03:19] – Verneda White

I have thought about that more than once when Bitcoin was like $60,000. I was like. $800.

 

[00:03:20 – 00:03:23] – Nicole Pendergrass (Noirvest Holdings)

I got to 16. The last I heard was the authority pumping.

 

[00:03:24 – 00:03:30] – Vivian Wright

I don’t understand this. What is it like Monopoly money? I’m not. Why would I buy this when I know I want this.

 

[00:03:31 – 00:06:01] – Nicole Pendergrass (Noirvest Holdings)

Definitely we missed out on that opportunity. So, yeah, like, because 2012 is your show. Well, it might have been around there. But you know what? At that time, like if I was where I am now, financially, I would have been like, let me just risk the $800. I really bought one just to try it out. But then $800 was a hell of a lot of money. I mean, like $800. I’m just one thing that I don’t know what you would mean. It is so a lot of money. But it was much more money to me back then that it is to me now. I mean, $800. So, it a lot of money now. But depending on what I’m spending it on, okay, So, I’d rather buy a Bitcoin for $800 than Louis Vuitton for $800. those are discount price, right? So, it just depends on what your priorities are. So, at that same seminar, we have heard about no investing or buying non-performing notes and how you can work those. Oh, yeah, I remember. I remember with non-performing notes. And I don’t remember the person is the guy’s name that we were going to work with. He had the program. But then they teach you how to get the note performing again, what the opportunity is. And then once the note is performing again, then you can resell that to the note marketplace or wherever they sell notes. And somebody will buy it based off like the amortization schedule and how much interest was left to be made on that note.

So, what we were doing is he was going to let us come in because he knew we didn’t have like a lot of money to get started with this. Because with notes, you have to have the capital to buy the whole note upfront. Like you can’t leverage a note like with real estate. So, he was letting us come into the next note that he had available. It was coming up and he had someone who wanted to, you know, purchase the, he had someone who could split the cost of the note with us, right? So that’s what we had been talking about doing and discussing with this fourth person. The other baseline I’ll give quickly before I let them both jump in because I know Renita’s chomping at the bit. She’s trying to look calm right there. But this fourth person, we didn’t have capitals. What we did since she already had an LLC established, we went ahead and actually, I think, Renita and Vivian, you guys weren’t sure that you wanted to do the note thing at first. And so, I think we were still discussing what that looked like if it was going to be an all four of us, Kobe Carver thing or just me and fourth person would do this on our own. So, what I did,

 

[00:06:02 – 00:06:04] – Verneda White

I like how you’re saying fourth person.

 

[00:06:05 – 00:08:21] – Nicole Pendergrass (Noirvest Holdings)

Oh yeah. What I did was I personally guaranteed for business credit cards for us to do applications to get business lines of credit. We pulled capital off for those credit cards in order to use that money for the note investing. Right? So that was the whole thing. And that was the mistake I made was personally guaranteeing someone else’s credit cards or with their business. So, I was the VP of her business at the time. And that’s why I was in the business and could help, you know, consign for these credit cards. I was going to say credit card notes, but they’re not just credit cards. So now we have all this capital. And we wanted to buy a non-performing note with a guy who was doing a special thing to let us split with somebody because he normally didn’t do that, but he wanted to help us get into game. And then that’s when it kind of fell apart because she was trying to bring in another person. She was, I don’t know why she was actually telling this other person that they could come in with us and split this note with us. So, I have no clue where that came from or what prompted her. She never had a discussion with us first about this. She told us after the fact. And so, we were our response was, OK, you know what? Well, we’ll see the time frame. They needed a little bit more time. And so, once we discussed and we discussed with the other guy who was letting us in on this note, that time would have made us, and we had gave that person this other person, that fourth person, wanted to bring in. If we had gave them the time that they needed, we would have missed the opportunity for this note, and we would have to wait for his next note to come be available for us to invest in. We didn’t want to wait. And so, I think that’s where it fell. We fell apart because she had made all these promises that were not agreed upon by all of us. And so, when we voted against her, then she came up with the whole I could just talk about this myself forever, but I’m going to stop and let you guys jump into whatever. No, I so that we can get this finished. Because this is part of the episode. could be like a whole another episode. So go ahead. Go ahead. Sorry.

 

[00:08:22 – 00:09:26] – Verneda White

I mean, I mean, you’ll be told. mean, I think this is the meat of what we wanted to come together and talk about today, right? Because it is an opportunity to give, I want to say a cautionary tale, but it is an opportunity particularly for those who are early in real estate, or, you know, early in your wealth building journey, you’re looking for mentorship and you’re looking for partners that there are some key things that you might want to think about or you can learn from our experience so that you may not have the same type of impact or setbacks or things that happen to you. it’s like, as you’re telling that story, Nicole, I actually have like a very different version in my head in terms of at least how I would tell the story. So, it’s just also interesting to kind of hear your thought I’m curious to hear what Vivian’s version of the story is as well. Because I don’t even remember this other person that fourth person, I guess that was we’re going with today that fourth person was trying to bring in.

 

[00:09:27 – 00:09:37] – Nicole Pendergrass (Noirvest Holdings)

If we want to say it, I’ll say I’ll say the last name so that I’ll save the last name You already told put out JT Fox and my little keep name and names.

 

[00:09:38 – 00:10:22] – Verneda White

I’m just saying you know how to this is look. I’m in my cat Williams era. Listen I don’t have to use her last name. I could do just like what I said when we were on Shout out to business over breakfast on Clubhouse, I don’t have Byron in the team because I told this story on Clubhouse. I called her con artist Carol So con artist Carol that is her name. That is the avatar that we gonna use today because for me I saw I use that word con artist and I don’t use it lightly because I thought I saw something much more calculated than what Nicole was describing right now. So yes, totally relate there was the mistake of being a personal guarantor on her business credit cards.

 

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[00:12:03 – 00:13:43] – Verneda White

But I also remember, correct me if I wrong, it was like when the capital was pulled, the capital also didn’t even come to you Nicole, like you were a personal guarantor, but when they pulled the capital off the cards, it went into Carol’s bank account. So, we really were dependent on Carol following through with that cash flow because it had gone into her bank account. The other thing that jumps out at me is that, while I don’t remember like a fifth first person being a part of the conversation, I do recall that moment of disagreement of like, what are we going to, how do we want to proceed forward? And it should have been a majority rules situation. If you are in a group and you’re working as business partners and you have a vote, the majority, that is the integral thing to do, that you move forward. And so, when she was out voted instead of, you know, continue to move forward with the majority or even giving back the capital, say, hey, I’m not interested in doing it. She stole it from us. And I got even going to say us release, she stole it from the coal because it was in the coal’s name. Now, separately, as our business began to dissolve, we all had put money into the business. I had a credit card debt for our real estate business based on the JT Fox scenarios because I put up my credit card for the JT Fox mentorship. But everybody paid in Vivian put in her share and a coal put in her share. Carol did not. Carol’s still owe me $600 now. But that does pay in comparison to the several thousands of dollars that you incurred.

 

[00:13:44 – 00:14:06] – Nicole Pendergrass (Noirvest Holdings)

Tens of thousands. And it was almost it was it was right under 20 or around 20, I feel like from the three different credit cards that we got. Because I know the smallest one was Bank of America and that was 10. And then the other two might have been around between three and six each. So total, we had three cards and I think it was about $20,000. And they started calling me.

 

[00:14:07 – 00:14:16] – Verneda White

And that might, yeah, I was going to say, please sell that part because that could be beneficial to someone to understand that even though it went, it was under Carol’s business, the bank called you.

 

[00:14:17 – 00:17:12] – Nicole Pendergrass (Noirvest Holdings)

Oh, yeah. And then the bank, they called me after it got to three months later, because at first, she was paying, her whole thing was, I was like, use all that money just to pay back the cards. But she was like, I’m just going to pay it, you know, monthly. I’m going to keep paying the monthly payment, blah, blah, I’m paying out of my own funds because she had to use that money for something. I don’t know what she had to use it for, but she had used that money. So, she’s going to keep up with paying the monthly payments. And it was basically like, so she was doing that for a little while all of a sudden, I started getting calls and it was asking me about that, that card and the payment. And I’m like, what? No, she’s making payments. Like that is, you know, my ex-business partner and she had the money for the car that she’s making the payments on them. And so, I had to like go back and forth, and then like it got to this, the point where they were calling me so much. I stopped answering my phone and is, I hate, you know, or the card they sell their sell their debt to a credit collector. Then the credit collectors are very persistent, like pounding you. And that started happening to me, and this was at the point. I had already bought my 3 family. I was. I had started like I was getting. My credit was great at that point, like, and I have spent years getting my credit back together because I ruined it in college. So, I know what it felt like having credit collectors call you because I had that happen to me in college, but that was because of my own fault. Now it was because I was too trusting, mistrusting of someone else, and you know, trusting that they were going to actually pay when they had the money. So, I was on the hook for that fast forward because I know we do need to tie the ends.

But fast forward, I basically ended up paying some settled in amount for two of the cars and the third one. I think I was getting to the point of going to pay that and ended up not. And then I stopped getting, know, because whatever timeframe they stopped contacting you, they just basically write it off as lost debt or whatever. The only thing that saved me was that it was business credit. It didn’t was not what my personal report. Even though when we opened those cars, they told us the only way it will show on your personal is if you default. So that should have 100,000 percent been now showing on my personal as I have these judgments. It does not. So that is the only thing that’s saving me right now and keeping my credit good by the grace of God. I have no clue what happened or changing laws and regulations or whatever during that timeframe. I’m going to leave it right there. But I’ve learned a big way from that happen. You’re good now.  I’m good I’ve learned a big lesson. I will never don’t ask me to personally guarantee anything for y’all or anybody else. I just can’t I can’t do it. That’s a big lesson. What else I got say about this?

 

[00:17:13 – 00:17:20] – Verneda White

I know I’m curious. Was it? What was it? Yeah. I know like what was your take, Viv. Yeah.

 

[00:17:21 – 00:17:35] – Nicole Pendergrass (Noirvest Holdings)

What’s the biggest lesson you learned from this? And I guess I want to I want to wrap with how can people that more appropriately like what should you look out for as red flags like at least from what you took from the experience, you know.

 

[00:17:36 – 00:18:45] – Vivian Wright

I think you have to be more selective with people that you partner with just because you are seemingly like-minded like everyone has different strengths and weaknesses. I just took for granted that, okay, this person. It was it was decided that this person is going to handle the money. Okay, I know I’m responsible with money. If you tell me you got to put it next to So I see every month, I’m going to do that. And I don’t want to think about that because that’s you. You’re hearing it. That’s your jurisdiction. handling that. But I would caution against that. In a partnership, you need to know what everyone else is not only what everyone else is responsible for, but that they are handling that responsibility. The way that they should be. Don’t take it for granted that just because, you know, I would do whatever. I would handle whatever I’m supposed to handle that you are also handling whatever you’re supposed to handle. If, you know, over time you, you, you build up that trust. But I think initially. I was too trusting of that person without really knowing, you know, really knowing her business wise. I would say.

 

[00:18:46 – 00:20:01] – Nicole Pendergrass (Noirvest Holdings)

You know what I had to add? we’re trusting of her, but because by time we did these credit cards with her, we have been working together for two years. Seeing her like constantly on phone text threads. email threads, meeting every week, going to all these events, doing all those things that we were doing. So, this wasn’t an overnight, like, trust her with credit card. This was two years in the work. even did vacation together on the hand pans. you know, we did stuff together. Let’s say it was turning into a friendship partnership. It’s just that as soon as… Yeah, as soon as money was involved, it turned a different. So, knowing how people handle stress and money situations. Also, for anyone listening, make sure if you’re in a partnership, you have access to bank accounts. And there’s some kind of wording or signed agreement on how you can take out documents and now, or withdraws. And like, it has to have two people’s signatures or three people’s signatures or however, but have that in writing. So, if you ever do have to take someone report, you could say this clearly was not followed. this is something that we both signed. Good luck collecting where you actually have a judgment because that’s a whole not good thing. But at least you have like, you can get the judgment.

 

[00:20:02 – 00:20:33] – Verneda White

Well, I was getting ready to say, I was like, oh, I was going to say, similar Nicole, I really liked that piece above like the written agreement, checks and balances. I think that would have been helpful in this situation. But then I also thought maybe perhaps there would have been. I mean, I wasn’t in all the ins and outs, but I just, I do wonder if there would have been a way that the capital could have been lit up from the beginning. like no one person had the whole lot.

 

[00:20:34 – 00:21:06] – Ad2

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[00:21:07 – 00:21:40] – Verneda White

I do think, I do agree that this was a hard situation because we had, I developed a sense of trust with this person, but it was a different dynamic. You know, for anyone out there, this is for us. Just in terms of what the three of us experienced, we all came to the partnership as lifelong friends already. We had already known each other for a decade. Gone to college and had built a level of trust, a level of friendship. And then the fourth person that came in was someone that we met and kind of became.

 

[00:21:41 – 00:21:46] – Nicole Pendergrass (Noirvest Holdings)

Sorry, it’s somebody I met at a seminar and I brought her to the group. So that’s completely my fault.

 

[00:21:47 – 00:22:27] – Verneda White

Well, I shouldn’t feel like it was like your fault. I feel like, I mean, for me, I feel like I was just as like, okay, know, Carol’s working with us. um, and I think too. And I mean, and the part of me hates to say this because I’m all about us thriving together as black people that it’s not all skin folk or kinfolk. And that comes out in a lot of different ways. So like for me, you know, my expectation would be that another black woman would walk with a certain level of integrity when she’s in business with black women. And unfortunately, this person did not do that. So not all skin folk.

 

[00:22:28 – 00:22:29] – Nicole Pendergrass (Noirvest Holdings)

Actually, that could be the title.

 

[00:22:30 – 00:23:16] – Vivian Wright

Even if you think you met someone that fits all that criteria. Bottom line is you can’t foresee every single situation. So maybe you do think things are working out, and then it just doesn’t. That’s life sometimes you have everything, you do everything the right way, or you have all of the checks in place before you take a step, or you vet people out, and then they turn. So, it’s not like, I don’t wanna say, I don’t wanna scare people from partnering, know, with other black people or something like that, but it’s just one of those things that happened. It’s not gonna happen to everyone every time, so don’t be deterred from it, but it’s just one cautionary tale.

 

[00:23:17 – 00:23:20] – Nicole Pendergrass (Noirvest Holdings)

Yeah. Actually, oh, sorry, go ahead, Verneda.

 

[00:23:21 – 00:24:37] – Verneda White

Well, I gonna say, and it is like lessons. I mean, one thing I do can say that I’m enjoying about this next stage of life. Because we started out the talk today talking about being grown, being 20 years out of college. I have had so many experiences that I can now draw on, that only thing that you can really talk about is in the sense of wisdom. You can’t gain wisdom just from theory or a book. A lot of it has to come from experiences. And I value that. so for everyone out there, know that life is going to life. And you pick back up extremely proud of you, Nicole. have kept moving forward and building your real estate empire. And then I moved in a different direction. I’m like, you know, a service-based business, consultancy, moving into apparel and retail, anti-racial space, like all of these stack together in terms of life experiences that will eventually show like our greater purpose. so it’s going to come full circle. And everybody just had your own journey. and have don’t ever be deterred by your setbacks because they are truly a setup for a comeback.

 

[00:24:38 – 00:25:30] – Nicole Pendergrass (Noirvest Holdings)

I love that. love that. So, we’re going to dive into Digest with the guests, which is the last segment for the show where I ask all the guests the same questions. This is going to be a fire round answer segment because we got around. But anyway, and I’m going to switch. I’ll ask Verneda the first question. I’ll ask Vivian the second question. The third question I’ll ask you both. Then there’s a fourth question where the guests from a previous episode has asked the question for you guys, not knowing who you are. So, you’ll answer that and come up with a question for the next guests. So, there’s a lot. We got five minutes to do all this. So, Warren Buffett said, diversification is protection against ignorance. I take that to mean that basically people diversify because they don’t know what they’re doing. What is your take on that?

 

[00:25:31 – 00:26:30] – Verneda White

Well, it is, it’s an opportunity. If you frame it correctly. So, I do believe in diversification, I’ve learned the hard way in some ways that having all of your eggs in one basket does not always work out. However, take responsibility for your own financial literacy, take responsibility for your own wealth building journey, take responsibility to understand the financial instruments that you are investing in, because no one can do that for you. Yes, we can pay people, you can hire people, you can get mentorship, but at the end of the day, no matter who you have overseen your portfolio is your responsibility at the end of the day to educate yourself. Don’t blame your parents and what they didn’t give you. So, at this point, what are you going to do? Take the time to educate yourself and let that diversification be an opportunity for you to start on your wealth building journey.

 

[00:26:31 – 00:26:43] – Nicole Pendergrass (Noirvest Holdings)

Love that. Viv, in the game of Monopoly, Boardwalk or Baltic. What are you buying first in your strategy to win the game and why?

 

[00:26:44 – 00:26:55] – Vivian Wright

It depends. I’m buying whatever I land on first. If I have the money to whatever money I have, wherever I land on, I’m buying that.

 

[00:26:56 – 00:26:57] – Nicole Pendergrass (Noirvest Holdings)

So, you’re taking that opportunity.

 

[00:26:58 – 00:26:59] – Vivian Wright

Does that count as an answer? Because you said or?

 

[00:27:00 – 00:27:21] – Nicole Pendergrass (Noirvest Holdings)

Yeah. I said or but that counts as an answer. I do get that answer. People do say that. So, it’s cool. It’s cool. All right. For both of you, BitSpire answers. What does wealth mean to you? BitSpire at different times. So we can hear you. So all right. This is going first.

 

[00:27:22 – 00:27:23] – Verneda White

Want more than one answer?

 

[00:27:24 – 00:27:27] – Nicole Pendergrass (Noirvest Holdings)

 

No, but like you said, you got answers at the same time. So, I didn’t know what you did.

 

[00:27:28 – 00:27:29] – Vivian Wright

I said, I said, health is wealth.

 

[00:27:30 – 00:27:31] – Nicole Pendergrass (Noirvest Holdings)

Love it.

 

[00:27:32 – 00:27:33] – Verneda White

And I said freedom.

 

[00:27:34 – 00:28:14] – Nicole Pendergrass (Noirvest Holdings)

Love it. Okay. I love both of those. All right. Question that the last guest asked for you guys. First, be thinking in the back of your head, what question you would wanna leave for the next guest. It can, you can come up with your own question. We might have two questions for the next guest, that’s fine. But the last guest, Lee and Eunice Johnson, they were on talking about whole life insurance and banking on your self-policies and things like that. But their question was, are you living the best version of yourself and if not, why, what’s the fear or the barrier that’s holding you back? But if you are, how did you get to that?

 

[00:28:15 – 00:28:20] – Vivian Wright

Yes, meditation.

 

[00:28:21 – 00:28:25] – Verneda White

I would say, I don’t know, you got more than this?

 

[00:28:26 – 00:28:29] – Nicole Pendergrass (Noirvest Holdings)

No, that was a serious fire answer and that was perfect, okay.

 

[00:28:30 – 00:29:02] – Verneda White

 

Mine is yes and, yes, I’m living my best life or my best version of my life. because every one of us can only be in the present. I am the best version of who I can be right now with my level of experience, tools, spiritual journey, confidence, all of those pieces, working to release my traumas, all of those things. So, I am at the best of myself today, and my journey is not done. So, I believe the best is yet to come.

 

[00:29:03 – 00:29:44] – Nicole Pendergrass (Noirvest Holdings)

I love that. That’s great. Yay! I’m so glad we did this episode. It was a trip down memory reminiscing lane. Good and bad of that, but you never lose. You only learn. So just keep learning with everything that you’re going through and pushing it forward. And you’ll be ready to have more skills and be stronger to deal with the next hurdle because life is just full of hurdles. This is how you navigate those. How can listeners connect with you if they want to talk more, they want to pick your brain about your experiences or I don’t know, just network.

 

[00:29:45 – 00:29:57] – Vivian Wright

LinkedIn? Okay, I’m under your social media though. I’ll say that I’m not thinking on social media. But honestly, probably Gmail would be the better.

 

[00:29:58 – 00:30:02] – Nicole Pendergrass (Noirvest Holdings)

All right, so I will put your Gmail, vivianwright@gmail.com, right?

 

[00:30:03 – 00:30:04] – Vivian Wright

vivian.wright

 

[00:30:05 – 00:30:06] – Nicole Pendergrass (Noirvest Holdings)

Vivian Dot, right. Vivian Dot, right. Okay.

 

[00:30:07 – 00:30:11] – Vivian Wright

Because I I Her emails. Shout out to Vivian. Right. Whoever you want.

 

[00:30:12 – 00:30:17] – Nicole Pendergrass (Noirvest Holdings)

So, I will put Vivian’s email in the show notes if anyone wants to reach out to her and Verneda.

 

[00:30:18 – 00:30:45] – Verneda White

And for myself, you can catch me @vernedaadele two a’s in the middle, Instagram, Clubhouse, even though Clubhouse is not what it was, but Clubhouse definitely can catch me on TikTok, LinkedIn, so @vernedaadele. And of course, I gotta check out America’s Hot Sauce, americashotsauce.club. And thank you for my friends, they got the merch. We are the Hot Sauce.

 

[00:30:46 – 00:31:01] – Nicole Pendergrass (Noirvest Holdings)

Oh yeah. Well, thank you guys and that is a wrap for everyone listening. Thank you so much for being here and we will see you on the next, oh. I didn’t get the question that you guys have for the next guest.

 

[00:31:02 – 00:31:09] – Verneda White

I thought that was like offline, okay.  Oh, I know mine. Mine is, why does black wealth matter?

 

[00:31:10 – 00:31:19] – Nicole Pendergrass (Noirvest Holdings)

I like that. I mean, I could just lump that into, if you agree with that question, I could lump that into one.

 

[00:31:20 – 00:31:21] – Vivian Wright

That’s a great question.

 

[00:31:22 – 00:31:42] – Nicole Pendergrass (Noirvest Holdings)

Okay. All right, everyone. Okay, second of the question. So, everyone, we will see you next time or hear you next time. And we will be asking the next guest, why does black wealth matter? All right. Have a good evening or night or morning or whenever you’re listening to this. Peace out.

 

[00:31:43 – 00:31:45] – Verneda White

Thank you, Nicole. This is a pleasure. Thank you, Viv.

 

[00:31:46 – 00:31:47] – Vivian Wright

Thank you, Thank you both. Bye.

[00:31:46 – 00:32:25] – Outro

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