[00:00:00] Dr. Felecia Froe: One of the biggest things is betting who you’re investing. Which is the scariest part. Cause I’m going to tell ya, I’ve invested with some folks that turned out not to be the best idea. Just wasn’t good. Transparency is key. So if you ask people a question and we know how to talk to people, you talk to somebody don’t get scared because they’re talking numbers, don’t get scared because they’re talking things you don’t really understand.

[00:00:23] That’s okay. They should be able to make you understand it. This is one of my biggest things about medicine. When you go to the doctor should be able to make you understand, help you understand what they’re talking about. It’s not rocket science. You can understand it. They’re not trying to help you understand it.

[00:00:41] I wouldn’t go there. I would just go to the next.

[00:00:43] Intro: Welcome to The Share the Wealth Share where minority professionals can learn to escape the racial wealth gap and catapult themselves into abundance. Your host, Nicole Pendergrass, grew her networth network from being negative to multiple six-figures. Join her on her investigative mission to expose secret strategies of the wealthy.

[00:01:01] So we can all have the tools needed to build the life and legacy we were created to possess. Now it’s time for the show.

[00:01:10] Nicole Pendergrass: Hi, everyone. Welcome to another episode of the Share the Wealth Show. I’m your host, Nicole Pendergrass. And today I had the pleasure of speaking with Dr. Felecia Froe. Now Felecia really dug in on.

[00:01:23] How she was so scared doing her first real estate deal. And then even how she’s still scared every time she’s about to do a deal today, how the fear never goes away, but you have

[00:01:35] to move through and progress through your fear in order to get to the other side and to continue growing. She also talked about how

[00:01:44] being a doctor when she realized that wasn’t the last thing that she wanted to do with her life. And she started on a journey from then trying to make her money work for her and also work for other people and giving back with a purpose. So Dr. Felecia Froe is an MD and the owner of Money with Mission.

[00:02:05] That’s an investment company focused on empowering professional women to build wealth and achieve financial freedom through social impact investing. And as a real estate syndicator, Felecia’s partnered with like-minded investors and has raised money for several social impact projects, including a residential assisted living facility in Kansas city.

[00:02:26] And also with her partners at Eco Alliance Group, providing healthy food in a food desert area by building a grocery store and vertical integrated farms that can feed that grocery store. So you decrease that farm to table experience because like she explained in the show. As soon as food gets picked from the vine or wherever it’s picked from, it starts losing nutritional value.

[00:02:50] And if we have to source food from afar, a long way away, the food that gets through the grocery stores is not going to be optimized. So there’s just so many things that your money can do for you. And to help you move forward and to actually get a return on your investment at the same time it’s doing good.

[00:03:06] This conversation is not one to be missed. Dr. Froe is also a licensed urological surgeon with over 20 years of experience. And she’s written many bestselling books, including how to create wealth that outlives you, which she is including for free for our listeners. So if you want that, you got to listen to the episode to get the URL or to get the email you have to email to get that I’m actually going to have to email it right now so I could get my copy.

[00:03:35] So don’t email me looking for a copy, email her you’ll get it. But anyway, she is an advocate for sharing great work for others and doing in their community, through her podcast money with the mission. So tune into that, because if you are interested in social impact investing, she has guests on a regular basis who are

[00:03:55] Dr. Felecia Froe: doing a

[00:03:55] Nicole Pendergrass: multitude of different investing strategies and making a huge impact in society.

[00:04:01] So you want to get connected with. Highly recommend her podcast is. Getting to the point, let’s get this show started.

[00:04:09] Hello everyone. Welcome back again to another episode of the Share the Wealth Show. And today we have with us, Dr. Felecia Froe, and I just read high level overview of your bio and what you’ve done.

[00:04:24] And I know you’ve had a long, extensive journey and a lot of experience. So from that journey, is there any one particular thing. That was like that aha moment or that revelation, that kinda made you transition to what you’re doing today.

[00:04:42] Dr. Felecia Froe: Hi, Nicole. Thank you for,

[00:04:45] Nicole Pendergrass: sorry. I didn’t even give you time to say hi.

[00:04:49] I’m just so excited to get started. Cause I know this is

[00:04:51] Dr. Felecia Froe: going to be great to be here with you and congratulations on everything you’re getting done. I’m really excited to watch you progress and watch everything that you’re doing. I’m super excited and looking forward to working with you a lot.

[00:05:05] Thank you though. Thank you said I’ve had this really long journey, which makes me sound old. Sorry.

[00:05:13] Nicole Pendergrass: I don’t mean long. Very enriched

[00:05:17] Dr. Felecia Froe: journey. I have had a journey. And as you said, I’m a physician a urologist started that a long time ago, I’ve been doing that for over 30 years, but it was.

[00:05:30] Less than five years in when I realized that it wasn’t the last thing I was ever going to do. And I can’t say I knew why. I can’t say I knew what I was going to do next. I just knew this. Wasn’t the only thing, like many people. And like a lot of people who are listening this, we learned and I learned from my parents go to school, get into.

[00:05:51] Work there forever and get a high paying job. So you make a lot of money and just keep doing that until you retire. And then you can do whatever you want in life. Right in, I don’t know what year it was, but I was in Kansas city and I started working with this group of female physicians. We bought a building, so that was my first real estate thing to buy that wasn’t my own house.

[00:06:12] And I met a woman, a business owner who had started her own insurance company and insurance company for truckers. And she introduced me to Rick Dad, Poor Dad, purple book. So I know a lot of people read that book, but that book was the beginning of me realizing that money isn’t what I thought money was, which is something you got, something you spent, something to use to buy things with, but it’s a tool there’s assets.

[00:06:37] There’s liabilities, just all the language I never had learned anything about. And it was through reading those books, playing cashflow one-on-one. That is around the books that we started on the real estate journey and realize that passive income, not our daily grind income that comes when you’re sleeping is the way we wanted to ultimately build our wealth.

[00:07:01] And I can’t say we came to that conclusion all at one time. It’s been a journey, just like you said, getting to where we are today. Yeah. So

[00:07:10] Nicole Pendergrass: you said that rich dad, poor dad. That was the main thing that kind of changed your mind, but before that you actually invested in this apartment building, you said it was an

[00:07:19] Dr. Felecia Froe: apartment building.

[00:07:20] So it was a medical building. Oh, our practice? Yes.

[00:07:25] Nicole Pendergrass: Oh, for your practice. Okay. Because I was going to add. What made you join this group of women to buy this building, but that makes sense. Cause they had to do with the medical practice and you guys owning the building that you were

[00:07:36] Dr. Felecia Froe: going to have. And it never went further than that in my mind.

[00:07:40] I didn’t think anything about it more than owning a building that we worked in the asset that didn’t click for me, that it was a really good financial thing to do was just like, oh yeah, this building’s available in spot. I don’t know what I was thinking about at the time, but it wasn’t the way I think about things now.

[00:07:55] I don’t have that building anymore and I wish we did, but. Meeting those women was, I think part of the journey that got me to where I am today, it was more about the women that the asset that we burned this. What

[00:08:07] Nicole Pendergrass: about the insurance agent who gave you the rich dad? Poor dad book? Like how

[00:08:11] Dr. Felecia Froe: did you meet her?

[00:08:12] I met her through women physicians. There was three of us in that group that broke, or two of us in that group that broke off and went with, share at work, started working with Cheryl also. And we were going to build a different type of. Caught up the women’s life center, a place for women to go to rejuvenate refresh.

[00:08:30] We were a little bit ahead of our time. And so that never really took off, but in our meetings of getting that together, she and I just, we clicked and she introduced me to that. We never even really talked about real estate. She owned, I just knew about her business and we lost touch over time. A lot of things happened, blah, blah, blah.

[00:08:48] She helped me a lot in my medical practice with what I was doing. It was actually a patient of mine who would come in a relatively young woman who would come in have people a lot of times can’t come at certain times because they have a job. They have to go do their thing. She could come one at night, whatever time we said.

[00:09:03] I just asked her Jamie, what do you do? And she said, I’m a real estate investor. And she was just like, off the cuff with a real estate investor. I was like, huh. And I already had read the book and I was already knew something. And so we spent probably half of that appointment and several of her next appointments talking about real estate investing.

[00:09:20] Did you bill her for the full time?

[00:09:28] Should I do. And then one day was looking and we came across this property, my family, and I came across his property and I called her and she went with me to look at it and it was little house. So this kind of up and coming area in Kansas city where we lived. And walk through it and I’m scared it’s your first one.

[00:09:48] You’re scared that fear’s just there. Oh my gosh, I can, when I tell you the details of this deal, you’ll be like, why were you scared? But I was scared. If you don’t buy this house, I’m going to buy it. If you buy it, you can use our crew to rehab it. If you buy it and you can’t rent it and you’re losing money, I’ll buy it from you.

[00:10:09] Okay. Okay. I guess I got nothing to lose now. Here’s the scary part was that it was a VA assumption and all I needed out of my pocket was 500 bucks to buy that house. You can assume a VA loan back in the day. You could. Oh man, back in the day we needed the money to rehab and we needed all that. But for 500 bucks, I could own this house.

[00:10:33] So now that’s like, why was I scared of that? But then I was afraid what if it doesn’t rent? What if that, all the things that you know? Yeah. So she took the whole thing, all the fear away from it away, the fear of it away. Cause she gave me my backup. And so we were off and running and with that and having read the book and play the game, we thought we knew what the heck we were doing and 18 properties.

[00:10:55] And we’re just rehabbing and renting and doing all the stuff where we were.

[00:11:01] Nicole Pendergrass: Nice. They know that’s part of the journey is just jumping in and jumping through your fear and just going and honestly, she took your fear away because she gave you that backup that she was going to buy it if things didn’t work out so that.

[00:11:15] Fantastic. Not everybody has that, but I want people to learn from our experiences here today and throughout this show to let you know that there are people out there who are willing to help you and guide you along the way with whatever

[00:11:29] Dr. Felecia Froe: journey you decide. And just the fear didn’t go away.

[00:11:32] I just did it. And I trusted that she will be there. Now, of course, there was no guarantee she would be there. But you do have to walk through that fear and. Yeah, whatever happens, everything that be okay in the end. I think that’s what I’ve learned over all this time is that figuring out money is and making money.

[00:11:49] What it really is, which is an energy and not a thing. We put so much emotion to money when we realize that there’s a bunch of it everywhere, and we just got to figure out how to get it to us and then put it out into the world to help other people and get it back to us. It makes life a little easier. So far, it hasn’t gone away every time I’m about to do a deal.

[00:12:10] I get afraid. I’m afraid something’s going to go wrong. I really am.

[00:12:13] Nicole Pendergrass: That’s honest and that’s just how it works. The thing is, even with the fear, you still just have to move forward and you being able to conquer your fear and actually not conquer. Could you still deal with it? You just hold it and grasp it, embrace it and do the thing.

[00:12:27] Otherwise, you’ll be paralyzed,

[00:12:29] Dr. Felecia Froe: paralyzed by fear. You won’t get anything done and get anything done. Being paralyzed by fear a hundred percent.

[00:12:34] Nicole Pendergrass: Okay. So you now focus on multifamily or what other commercial assets? I know you’re on the commercial side.

[00:12:42] Dr. Felecia Froe: It’s not strictly commercial. It’s more about social impact, whatever real estate we can get into, that’s going to have an impact.

[00:12:51] So our most recent thing is grocery store. In a food desert. So we opened a grocery store and a food desert have operator in the building. We don’t run the grocery store. We own the real estate. And the other things I think about our affordable housing and making sure that whatever we’re investing in our, in Money with Mission and with our foundation is going to have a positive social impact food right now is huge.

[00:13:17] And there’s so many places in the country and in the world where there’s not enough food. Yeah. There, this should be, and there’s not enough nutritious food in some places, the place where we put our grocery store, hadn’t had a grocery store in over 10 years and the people of this part of town had an 11 year less life expectancy than people, five miles away in the Southern part of the town.

[00:13:41] So I live in Tulsa. So in north Tulsa, life expectancy, 11 years, less than people in south Tulsa, lots of reasons. Health has gotta be a big one, right? You can’t get fresh food. You could get food at quick trip and you can buy there’s 14, 14 fast food restaurants in a two-block area in my neighborhood, 14 grocery stores in there too.

[00:14:06] So people can come to the grocery store and get some fresh produce, but we wonder why obesity and diabetes and all these things are so huge in the country, in our population. Amongst black people it’s lack of the ability to get good nutritious food. I’m working with some other folks for getting the food, the supply chains shorter, so that food is closer to where you are.

[00:14:34] And we don’t have to get our food in the Midwest from California and Arizona. Okay. Florida where they pick it or south America, wherever it’s coming from, where they have to pick it before it’s ready to be picked. And as soon as the food is picked, or as soon as a produce is off the vine, it starts losing nutritional value.

[00:14:50] So that by the time it gets to us, it’s just food. It has some nutritional value, but not the nutritional value it should have. So we’re working to get land where farmers are growing food, closer to where it’s going to be considered. Okay.

[00:15:07] Nicole Pendergrass: Wow. That’s a lot. There’s a lot of moving parts. And the fact that you did the grocery store, and now you’re trying to source the actual food that’s going into the grocery store.

[00:15:15] That’s great. That’s definitely well-rounded and a holistic

[00:15:19] Dr. Felecia Froe: view of the issue. Did I think about this when I first started? Did I plan it? Not at all. It was okay. Grocery store. And then I started meeting people who are really looking at it. People doing mobile grocery stores, trying to take the food to people, those kinds of.

[00:15:34] And this is all is evolving as we go, which I think is the one thing that I’ve learned over time is that once you take that first step, no matter what it is, you may not end up at the goal you thought, but so many things are going to happen along your way that you get to where you’re supposed to be.

[00:15:52] Nicole Pendergrass: That’s very true. Because the universe is opens up and people see what you’re doing. And then people who are already like engulfed and interested in that field or that subject matter approach

[00:16:04] Dr. Felecia Froe: you for more

[00:16:05] Nicole Pendergrass: opportunities. So you just never know, you just have to keep an open mind and be able to shift and pivot to where the opportunity comes and things will just end up being in alignment

[00:16:14] Dr. Felecia Froe: for me, the building wealth part and leaving a legacy go together. And the legacy that I want is that I’ve made a big impact wherever we invest our money in. I’m very much about making money. Don’t get me wrong. I think you should get the money out. If there is some, you want it to have a positive impact wherever it goes, but you also want your money to come back with some friends so that you can have the life that you want.

[00:16:37] I like stuff as much as the next person, one. Really do I want my money to invest in things that make sense and are going to get us a return plus have that social impact plus have that positive impact. That’s the more of the legacy part of it for me. And I know a lot of people think about that. They think about what it’s great to make money, but what’s it doing?

[00:17:00] Nicole Pendergrass:

[00:17:00] This is fantastic because I think this is giving people a different viewpoint on building wealth with a positive purpose behind it. Can you tell us a little bit more about Money with Mission and how, when that started, what was the impetus for that to start and what you’ve been doing under that brand so far?

[00:17:17] Dr. Felecia Froe: So Money with Mission was a journey. Also. It’s like everything we’ve done comes from something else. So I started at something else. I started doing multifamily. I started doing single family houses, all those kinds of things. So Money with Mission was born. After I realized that multi-family and doing that investing while it brought returned, it was just not filling to me, like urology and made money.

[00:17:42] I was doing good. It just didn’t fill me. And I went to a course about learning about assisted living and making returns by building these really nice assisted living home. And giving elderly someplace to live and a more communal experience and not the big institutional type experience while they were there.

[00:18:05] And that was when Money with Mission essentially was born. That being able to invest with a mission with being able to make somebody’s life a lot better. First investment with Money with Mission was an assisted living home that we do have in Shawnee, Kansas right now. Okay.

[00:18:24] Nicole Pendergrass: I and I’ve actually looked at assisted living facilities because of that same reason, just, I thought it was a great way to give back and create a space that is just better than some of the bigger senior living facilities that are out there, especially when you do the model that I saw was just outside.

[00:18:43] A larger single family home with a lot of rooms, maybe one level, make sure it’s very accessible, but then it feels like a home and not like a big kind of institution. Do you still practice now? Or you’re a full-time real

[00:18:57] Dr. Felecia Froe: estate. Full-time real estate. Part-time medicine. You still work part-time I do very part-time keep my foot in there a little bit, helping out the practice that I love.

[00:19:09] So I left a practice that has been shorthanded for forever, and I really care about them. So I go back and help here and there actually I’m doing it telemedicine wise now, so yeah, intermittently just a little bit. Yeah. Okay.

[00:19:24] Nicole Pendergrass: Now I guess the next question really is the listeners. They just, they haven’t been exposed to maybe this type of thought process when it comes to making money is not just for making money. Like you can grow it, you can invest it and still get something back from that, but do good and make sure your money is actually making impact. How did, would you suggest someone to even get started? Like where should they look for these types of social impact initiatives?

[00:19:52] How do they know that something is going to be a good investment as well? Like what’s

[00:19:57] Dr. Felecia Froe: this somebody do to even get started with. First of all, I think that people need to invest their money in alignment with their values. What do you want to get out of this life? What’s important to you and if making money is important to you and that is it, that’s fine.

[00:20:13] Go do that. There’s nothing wrong with that. I’ve got nothing judgmental about that at all. If that’s what you want, do it. If you think about making money and it makes you nervous and get. But that’s so greedy. There’s something behind that. We all have our money talk. What is about money that this negative in our brains, we all have something.

[00:20:33] And so for many of us it’s that I can’t make money. That doesn’t do something for anybody it’s dirty to just make money. So getting around that mindset is important. In one way, you might be able to easier is to think about how your money can help somebody else. Yes, my money needs to help me, but I also need my money to help somebody.

[00:20:53] So there’s a lot of different places to go. Everything doesn’t have to be about real estate. There are people who have stock funds that are really well investigated to make sure that they are having a sustainable, positive, social impact in the stock. I have a podcast too. Nicole, I’m sorry. We were going to talk about that later, but my podcast coming up who has such a fun.

[00:21:13] So I think real estate is one of the best things to invest in for a lot of reasons. Tax wise, it’s just a lot of reasons around real estate, but sometimes it’s scary to think about, I got a. $50,000, a hundred thousand dollars. I’m like, oh my God, that’s scary. It really is. I think at minimum 10, for most things, 10,000, and sometimes you can get into a crowd fund for less, but so those kinds of, when you really take those little baby steps, you don’t see the return as much.

[00:21:42] So sometimes you got to dive into the deep end, make it a stretch. If $5,000 is comfortable, go to. If 10 is comfortable, go 15, stretch yourself just a little bit so that you can see the difference. And then you just go like Money with Mission has projects everywhere. Like I said, if you listen to the podcasts, there are different people doing a lot of different things.

[00:22:06] That are having a positive social impact that are good people. So one of the biggest things is vetting who you’re investing with, which is the scariest part, because I’m going to tell you, I’ve invested with some folks that turned out not to be the best idea. Just wasn’t good. Transparency is key. So if you ask people a question and we know how to talk to people, you talk to somebody don’t get scared because they’re talking numbers, don’t get scared because they’re talking things you don’t really understand.

[00:22:35] That’s okay. They should be able to make you understand it. This is one of my biggest things about medicine. When you go to the doctor should be able to make you understand, help you understand what they’re talking. It’s not rocket science. You can understand it. They’re not trying to help you understand it.

[00:22:53] I wouldn’t go there. I would just go to the next one. That needs to be a very transparent. And they should have all the time in the world to explain to you what this deal is, how this thing works. And if you decide not to invest in that, we’ll come back later and say, Hey, how’d that go? Tell me more, explain more.

[00:23:12] Just get to know that person before you give them your. Especially before you give them money outside of your comfort zone. Yeah, no, I

[00:23:19] Nicole Pendergrass: definitely agree with all of that advice that is spot on. You definitely need to vet who you’re going to potentially give a good chunk of money to you want to make sure, especially when you’re looking.

[00:23:29] Even if you’re not looking for it to be a social impact initiative, especially when you’re looking for it to be that, because you’re trying to give your money to make a difference. And there’s you, somebody like Bernie Madoffs to you like it’s hard and it’s scary, but. Scared money don’t make

[00:23:44] Dr. Felecia Froe: money

[00:23:44] Everyone’s money in the bank and goes down in value. Guys, you got to get your money out there.

[00:23:50] Nicole Pendergrass: Oh man. Especially with inflation. Now let’s not even talk about that, but, okay. So we talked about what you do, how you got to where you are now, why you decided to focus on social initiative impact. And that is part of your legacy, but I believe you have children or other relatives that you could potentially leave something to in the future.

[00:24:15] Is there anything that you have in place as a vehicle or what if your family or your children

[00:24:21] Dr. Felecia Froe: don’t want to be involved

[00:24:22] Nicole Pendergrass: in the Money with Mission or other initiatives that you specifically are involved with now? How do you make sure that gets passed on to the next generation

[00:24:32] Dr. Felecia Froe: that’s a great question, Nicole.

[00:24:33] So they don’t have a choice. They have to, I’m kidding.

[00:24:39] Through all the years of getting ready to invest in investing, we have, all of our investments are in entities. Number one. So we protect ourselves from liabilities by doing. We also have a trust so that things all feed into the trust. So that once I’m gone, the girls will have, I have two daughters. They are 27 and 30.

[00:25:00] Oh my gosh. They’ve learned a lot. They started actually playing Cashflow 101 when they were in the third and the fifth grades. So they know a lot about how money works and they’ve gotten their own accounts set up. One of them being a whole life insurance policy, that’s got. And a rider attached to it that allows them to be able to borrow from that.

[00:25:20] You can learn about it and just call, just be the bank. Look that up and you’ll understand more about this. It’s a little hard to explain, but most of the girls have that kind of money where they can actually borrow from their selves and pay themselves back. So they are looking to buy a depreciating assets, like a car.

[00:25:38] The car is not an asset of cars and thing that goes down in value. So they don’t have to buy it from and have a loan out to somebody paying somebody else money. They can borrow it from themselves and pay themselves back with interest. So that way they’re making money that for themselves, they are the bank for that project.

[00:25:58] Yeah. So that’s one thing we’ve learned. We have the trust that’s going to be for them. They are very money conscious. And by that I They’re not, frivolousness just the way we learn. We play cashflow 101. We talk about money, which is key. We didn’t keep it a secret. They know when things went bad with a real estate deal, we talk it through what happened, how are we going to fix it?

[00:26:22] All these different things so that they’re not afraid to make a mistake. Number one. And they know that mistakes are fixed. That’s actually the bigger legacy I want for them to understand is that you can make a mistake and mistakes are fixable. You don’t die from a mistake unless yes, you can die from mistake.

[00:26:39] But yeah, and you feel bad. It feels really bad. You guys when you make a mistake with your money, it feels bad, but it’s not the end of the world. You get up and you figure out what the heck happened and you keep going forward. That’s the bigger legacy I want for my girls to have.

[00:26:57] Money is a tool. You use it for what you use it for. You make mistakes with it. You come back from it, you just keep going. That’s great.

[00:27:04] Nicole Pendergrass: And I think that’s what it is. It’s really about the education and the mindset around it, because if they’re not educated on it and they don’t have that understanding of money, then no matter how much you leave them, they’re going to squander it.

[00:27:16] Right.

[00:27:17] Dr. Felecia Froe: One thing. We, my parents never talked to me about money. We didn’t talk about it. It’s not just you don’t talk about money. That’s not a subject that you bring up thinking. They changed that mentality. Can you talk about money? Let’s talk about everything else.

[00:27:29] Nicole Pendergrass: Let’s talk about wait, don’t go yet.

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[00:28:37] Okay. Wow. This conversation has been so good. I know that people have taken something to think about and something to chew on from what we’ve been discussing. So now I’m going to ask you the last couple of questions. These are questions on ask every guest. So Warren buffet said diversification is a protection against ignorance.

[00:28:57] I take that to mean that people basically diversify because they don’t know what they’re doing, but what’s your take on

[00:29:04] Dr. Felecia Froe: that. I agree that if you don’t know any one thing really well, then you should do a whole bunch of different things. And then with the ones that don’t do well, you’re okay, because you can protect yourself against the ones that do, but if you know something really well or you want to spend time to learn something really well.

[00:29:22] And put your eggs in that basket. So think you said this, put your eggs in one basket and protect that basket and watch that back. Cause you got your baskets all across the house. Chickens, not chickens are going to get there. I know what you bet. Wolves are going to get those eggs. Have your eggs are going to be gone.

[00:29:45] ’cause you couldn’t watch them all. And the other thing is that you get your financial advisor tells you to diversify and you diversify diversified in off stock. So you’re not really diversified. You have one asset, class stocks, maybe bonds, but it’s all paper. If you want to diversify and have some stocks over here, some real estate over there, some.

[00:30:08] Different things that people invest in gold, silver, all those kinds of things. That’s more diversification, but to be diversified in one class, I don’t know. Yeah. I agree. Everything you

[00:30:21] Nicole Pendergrass: said. I agree. Okay. Last question. In monopoly, you play cashflow. I know you played monopoly so boardwalk or Baltic app

[00:30:29] Dr. Felecia Froe: and why it depends on where I am in life.

[00:30:33] My portfolio, I’m probably going to go Baltic because if I’ve built my portfolio and I’m ready to enjoy the fruits of my labor is I’m going boardwalk. Cause I’m going to live there. And that

[00:30:46] Nicole Pendergrass: I liked that the first two to answer one, they sense? Okay. I love that. Okay. So let’s wrap up. I love the conversation.

[00:30:55] Can you tell people how to get in touch with you if they want to reach out and learn more about money with Mission?

[00:31:01] Dr. Felecia Froe: Absolutely. So we have the website, Moneywithmission.com, we’re on social: Instagram, Facebook, and I have a gift for your audience, for your listeners. I have a ebook how to build wealth that outlives you, and you can email me at money at wealth@moneywithmission.com to get that.

[00:31:21] I spent some time on that, writing that ebook, and I’m pretty proud of it. So I’d be happy and excited to share it and get your feedback on. Oh,

[00:31:30] Nicole Pendergrass: that’s great. Actually, I’mma email wealth@moneywithmission.com because I

[00:31:34] Dr. Felecia Froe: want to read it too, but thank you so much, Felecia,

[00:31:38] Nicole Pendergrass: for joining us, Dr. Felecia Froe and everyone. Thank you again for tuning in tonight ‘

[00:31:45] Dr. Felecia Froe: Thank you, Nicole,

[00:31:47] Outro: Did you love this episode of Share the Wealth Show? Be sure to connect with Nicole by following her on LinkedIn, Instagram or Facebook, if you picked up any of the gems that were dropped by today’s guest, make sure you not only put them in your bag, but if you know of someone who would benefit from this information, don’t keep it to yourself, share the wealth and make sure to leave us a rating and review.

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